The Current System
Here is what your clients need to know about the structure of modern health insurance coverage in the United States.
- Healthcare coverage companies prior to 2008 could deny individuals due to pre-existing conditions, meaning they would not be able to be insured due to perceived ‘high-risk’. The Affordable Care Act extended healthcare coverage to millions of Americans and mandated coverage of those with pre-existing conditions.
- Most general healthcare coverage plans are the same and offer similar benefits, networks, and price points. They all vary in premiums and deductibles limits.
- The cost of healthcare coverage is rising at a minimum rate of 9% per year.
The future of healthcare coverage is pointed in a global direction. If the last two years have taught us anything, it’s the importance of ensuring everyone has access to outstanding preventative medical care at a fair price. Since the world is more interconnected than ever, select carriers even host global healthcare coverage for travelers and those working from remote locations. This is perfect for clients who have become accustomed to working from home. The industry is innovating with the times especially in the United States. These innovations are driving widespread access at lower costs and providing patients with more possibilities for clients to receive life-changing care through advanced technologies, resources, and funding.
Technology and Healthcare
Another way technology has really changed healthcare coverage in the last year is access to remote providers. Telehealth is one of these types of benefits where clients can speak with a licensed medical professional and if needed can be prescribed medication. Clients can also speak with licensed counselors to help them with what is going on in their life. Finally, technology can help by sorting through your insurance claims, and ensuring everything is correct and you are not overpaying for the healthcare you received. Medical Bill Saver helps ensure that you are not the one in ten insurance claims that is incorrect and will negotiate the bill on your behalf saving you not only money but time and stress!
Choosing The Best Coverage
As clients look at healthcare coverage options in this globalized marketplace it is even more important to ensure they make the choice that is right for them and their team. MyHealthily.com is here to help you and your clients with a suite of non-insurance benefits included with every plan, nationally recognized carriers, innovative products from carriers you have never seen before, and a support team to answer questions.
Schedule a Call
Give us 20 minutes to walk you through a demo of our platform, answer questions, and get you signed up. Schedule a call today!
Written by: Avery Berry